Bank Clerk as your career 

Bank clerk is that employee of a banking organisation responsible to carry out the smooth functioning of day to day financial transactions. The activities will include helping the customers in depositing money, printing on passbook, helping with withdrawals etc. In both the private and public sector, there is an increasing demand for financial services with globalization. This increases the demand for your job as a bank clerk. It is lifetime secure job with pension plans and other incentives. It is a highly sought after career option even though it is not an authoritative one.

The advantages of being a bank clerk are that you will get benefits like home loans at lesser rates, lesser working hours, relatively good salary than those working in non-financial organisations. Besides all these, if you are talented and smart enough to understand the functioning and systems of the bank, you can climb the ladder after writing certain tests and reach at the senior post position in the bank by the time of retirement.


  • Minimum educational qualification required to become a bank clerk varies from organization to organization.
  • Most of the banks demand qualifying marks in your H.S.C. (10+2) exams under a recognised board of education in any stream of your choice.
  • However, some multinational financial organizations like HDFC, ICICI etc. demand first class graduates for the post of a clerk in the bank.
  • The minimum age to join the position of a bank clerk is 18 years and the maximum is 27 years.

Required Skills

  • You must have good knowledge of computer applications like Microsoft word, excel and other basic functions.
  • You must have a friendly personality and be relaxed and interactive since you will be mingling with clients from different backgrounds.
  • You must possess the ability to work under pressure since you will be dealing with several accounts and money deposits.
  • You must have skills like sales, IT and basic numerical abilities.
  • You must pay attention to detail, be extremely dedicated and hard-working and pay attention to detail.

How to become a Bank Clerk

STEP 1: After completing your H.S.C. (10+2) examination, if you wish to join the banking service directly, you need to attend bank clerk exams conducted by various banks. If not, you can graduate in a degree of your choice and then later apply for these exams.

STEP 2: You have to attend these bank tests by filling in registration forms and providing necessary documents and fee from time to time. In order to be updated with these tests, it is likely that you keep following the bank you wish to join and keep yourself updated about the exam dates.

STEP 3: The written test will comprise of questions from mathematics, mental ability, clerical aptitude, English and personality skills.

STEP 4: After clearing the exams, you will undergo a training program before working independently. However, some private organisations like ICICI arrange walk in interviews for hiring instead of the above mentioned processes.

Career Prospects

After enrolling into the designation of a bank clerk, with passing years and better performance, you will be promoted into super senior positions. In order to reach these positions you will have to write certain tests and exams. However, it is the most secure career in the global perspective today with several opportunities for growth and improvement. 


To start with a bank clerk will be paid between Rs.15, 000 to Rs.20, 000 per month. This can increase over the passing years and reach up to Rs.25, 000 per month. If you are smart enough and get promoted to senior most positions, your income per month can go as high as Rs.10 lakhs per annum or even more.